Whether you are single, on your own or supporting children, or in a relationship where one or both of you work – you can always overcome your financial worries.
Having someone who understands where you are is important and Sally has that background.
Understanding where all the money goes that you earn is the key.
Sally will help you to understand where you are financially, by understanding what money comes into your life, what money regularly needs to go out for rent or mortgage repayments and food etc. These are called living expenses, and then there’s the lifestyle or discretionary expenses.
It can be hard to balance living and lifestyle expenses and stressful to make changes, so you want to work with someone who is patient and professional, to work through balancing where your money goes.
With Sally’s background of balancing small businesses to corporate cash flows and budgets, she has the tools to make it easier for personal financials.
The first, obligation-free consultation with Sally is to get to know each other. Your goals and understanding what your current commitments are and lifestyle is the first step.
Sally will discuss what her services include and how she can work with you and how the process works and the recommended time frame of the support you’ll likely need. When you’re comfortable to go ahead she’ll provide you with an app to fill in your current financial incoming and outgoing cash.
With that information Sally will identify where your money is going and where you can be financially in a specific time frame and be money-worry free.
You’ll receive a Work Plan documenting all of these and the small decisions that can turn your financial position around. In the Work Plan Sally will include a schedule of coaching meetings and the investment required.
Support from the initial discussion is very important. It may seem easy to change however the gentle accountability of regular meetings helps you to stay on track towards achieving your financial goals.
Regular improvements in your financial situation will be seen to encourage you to keep going and stay on track. Sally will be there with you every step along the way with weekly or fortnightly discussions depending on what’s agreed for your needs.
As the program continues you will reach a point where you and Sally feel you are confident to continue on your own.
You aren’t locked into a program that you don’t need, so you can rest easy that you’re in the hands of a professional.